How To Finance Private Addiction Treatment

How To Finance Private Addiction Treatment

Are you concerned about how to finance private addiction treatment?

At Aurora Recovery Centre (ARC), we understand the cost to finance private addiction treatment can be overwhelming, but there are several financing options available for all of ARC’s programs.

Look at the list of options below, and feel free to call us if you have any questions or require further information. Regardless of whether you come to Aurora or not, here are some options to cover the cost of your private treatment. Your road to recovery is possible, so let’s get started!

Medicard Will Finance Private Addiction Treatment

Medicard is Canada’s patient financing company and can be used for any type of paid medical procedures or care. Here’s how it works:

    • Submit your application on their website. You can choose to finance the entire cost of treatment or just a portion.
    • Choose your terms from 6 months – 6 years.
    • They will notify you of the credit decision by phone.
    • Sign and return the required documents along with your banking information. (Approval is quick)!
    • Medicard sends payment to your service provider automatically.
    • They will deduct your monthly payments from your bank account automatically.

Call Medicard: 1 (888) 689-9876
Click here to apply for Medicard now

Treatment Finance Covers Private Addiction Treatment

Treatment Finance offers flexible repayment terms and requires no financing fees upfront. Interest is only paid on the amount borrowed and can be paid off in whole or in part at the borrower’s convenience. They understand the urgency of processing time due to the need to get addictions help now, so they are available 24/7, they respond promptly and will do everything they can to assist the borrower in finding a way to make it work.

Click Here Apply with Treatment Finance Now

Your Private Insurance May Finance Private Addiction Treatment

In addition to your provincial health insurance, many people also have private insurance coverage through their employers and are able to get covered for addiction treatment under their mental health plans. Private insurance may cover the full cost or just a portion of it. Some of the private insurance companies that have provided for Aurora members have included; Manitoba Blue Cross, Manulife Insurance and Great West Life. Contact your private insurer for information. If you need help navigating the system, our Addictions Specialists will be happy to help you through the process.

Often times the insurance companies may have a list of options for the client’s geographical location. If this happens to be the case, the insurance company would more than likely pay the entire amount when the client finishes their addiction treatment program.

Community Agencies May Finance Private Addiction Treatment

Community agencies such as Child and Family Services, Victim Services, and the Office of the Public Guardian & Trustee may also finance private addiction treatment costs for those eligible. If you are involved with any of these agencies contact them for details.

Community Living Ontario has also covered the cost of private addiction treatment at Aurora Recovery Centre for eligible residents of Ontario.

Jordan’s Principle Will Finance Private Addiction Treatment For Those Eligible.

Jordan’s Principle is a legal rule named in memory of a very special little boy named Jordan River Anderson. Jordan’s Principle makes sure that when a First Nations child (or parents of young children) needs services they get them right away.  Services covered include health care, (including mental health care and addiction treatment), education, and child welfare. Coverage is available to all First Nations children, on or off-reserve.

Requests for Inuit children and Inuit parents of young children can be made through the Inuit Child First Initiative.

Our Addictions Specialists have experience with getting funding from Jordan’s Principle and can help you with your application if you need it.

Download Jordan’s Principle Handbook

First Nations Bands May Cover Cost of Private Addiction Treatment

Depending upon which First Nation you’re a member of your band office may cover the cost of private addiction treatment. We have had many members whose bands have paid for their treatment. Contact your band office for more information.

Some Employers Cover the Cost of Private Addiction Treatment

Depending upon where you work, you may be eligible for coverage through your employer or your Employee Assistance Program. We’ve had many large companies send employees through our treatment program here at Aurora. We won’t list who they are for privacy reasons, but we encourage you to check with your employer.

Credit Cards Can Be Used To Finance Private Addiction Treatment

Of course, we accept credit cards for payment if that’s how you plan to finance your treatment.

Lines of Credit & Personal Loans 

We have had members in the past who have taken out personal loans or lines credit through their banks to fund their treatment. If you think this is an option for you, contact your bank.

Friends & Family

We realize that not all families (and friends) are in the position to cover the expense of private addiction treatment, but we have had many members come through our program who were sent to us by their families, desperate to get their loved ones help.  Our Addictions Specialists can speak directly to family & friends about payment options (with your consent).

If you have questions or need assistance with arranging financing, just contact us. We are always happy to help.


Click here to download the PDF version of How To Finance Private Addiction Treatment

ARC Counselling Outpatient Services

If taking time off work isn’t an option for you, Aurora Recovery Centre also offers an Outpatient Program as an alternative to residential care for a fraction of the cost.  Click here for more information